credit ratings
Credit ratings are assessments used by financial institutions and investors to evaluate the creditworthiness or repayment ability of individuals, companies, or governments. These ratings assign a score or grade to indicate the borrower's risk level, helping lenders determine interest rates and terms for loans or investments. They are based on factors such as financial history, debt levels, and economic conditions, providing an indicator of the entity's likelihood to repay its debts successfully.
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Related Concepts (5)
Similar Concepts
- credit creation
- credit rating
- credit rating agencies
- credit rating criteria
- credit rating downgrades
- credit rating methodologies
- credit rating outlooks
- credit rating regulations
- credit rating upgrades
- credit ratings and investment decisions
- credit repair
- credit risk
- credit risk rating
- credit risk reporting
- credit scoring