credit rating agencies and real estate investment trusts

Credit rating agencies are organizations that assess the creditworthiness of companies, governments, and financial products. They assign ratings, such as AAA, to indicate the likelihood of a borrower defaulting on their debt obligations. Real estate investment trusts (REITs) are companies that own, operate, or finance income-generating real estate. They allow investors to invest in a diversified portfolio of real estate assets without having to directly own or manage the properties themselves.

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